Need-To-Know Insights, Guidance, and News to Secure Your Benefits

Relying solely on Social Security SSI or SSDI can make debt feel overwhelming, but you still have options to manage and reduce your debt without risking your income.   Your Social Security...

Every month, more than 70 million Americans depend on Social Security and Supplemental Security Income (SSI) payments to cover essentials like housing, groceries, and healthcare. Knowing the pa...

In a significant shift, US consumer borrowing has surged to levels not seen in years. According to the latest data from the Federal Reserve, consumer credit increased by a staggering $40 billion in a si...

Good news for U.S. taxpayers: IRS updates for 2026 mean bigger tax refunds for millions of Americans. The changes include new tax brackets, higher deductions, and expanded credits designed t...

The Medicare Open Enrollment Period is here, running from October 15 to December 7, 2025, with a second window from January 1 to March 31, 2026 for those already enrolled in Medicare Advantage. If ...

If you receive Social Security Disability Insurance (SSDI), your January 2026 payment includes a 2.8% Cost-of-Living Adjustment (COLA) to help cover rising expenses like rent, utilities, and medical costs....

Tariffs—taxes imposed on imported goods—are designed to protect domestic industries by making foreign products more expensive. However, these measures can have unintended consequences ...

A personal grant is any monetary assistance offered by the government or non-profits to individuals during financially challenging periods. The government provides financial aid for household expenses,...

Car insurance is a necessity for drivers, but finding the right coverage at an affordable price can be a daunting task.  With countless options available, it's easy to feel overwhelmed by the shee...