Social Security Checks Get Bigger: New Law Ends Federal Taxes for Most Seniors

Jamie O'Hara
Published Jul 15, 2025

Social Security Checks Get Bigger: New Law Ends Federal Taxes for Most Seniors

Millions of seniors will now keep more of their Social Security checks thanks to a historic new law.

The One Big, Beautiful Bill, recently signed into law, eliminates federal income taxes on Social Security benefits for nearly 90% of recipients, providing immediate financial relief to retirees across the country.

 

What This New Law Means for Seniors

For years, many retirees have seen a portion of their Social Security benefits taxed, reducing the monthly income they rely on for essentials like housing, food, and healthcare.

Under this new legislation:

  1. Most Social Security beneficiaries will no longer pay federal income taxes on their benefits.

  2. The law provides an enhanced deduction for taxpayers aged 65 and older, allowing seniors to keep more of what they earned over a lifetime of work.

  3. Couples and individuals will see higher take-home benefits, helping them better manage retirement expenses.

Read: Ready for $5,000 Monthly? 4 Steps to Boost Your Social Security in 2026
 

Why It Matters

Social Security Commissioner Frank Bisignano called the change:

“This is a historic step forward for America’s seniors.”

The new law delivers on the promise to protect Social Security while reducing the financial burden on older Americans, ensuring they can better enjoy the retirement they’ve earned.

Don't miss: Double SSI Checks Are Coming in 2025. See Which Months Pay Twice

 

How It Helps Your Budget

With rising prices on essentials, every dollar counts for seniors living on a fixed income.

This tax relief means:

  • More money in your pocket each month

  • Less stress about federal taxes on your Social Security benefits

  • A stronger ability to cover medical bills, groceries, and housing costs

 

Do You Need to Do Anything?

The Social Security Administration will handle the changes automatically, and most seniors will see the impact when filing taxes for 2025.

Stay informed by checking updates on how this law may affect your benefits at: Visit the Social Security Administration

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Social Security Checks Get Bigger: New Law Ends Federal Taxes for Most Seniors...

Millions of seniors will now keep more of their Social Security checks thanks to a historic new law. The One Big, Beautiful Bill, recently signed into law, eliminates federal income taxes on ...